Which rental plan fits my business?
You have a vehicle in mind, but you’re not yet sure which plan is the best way to finance it. No need to worry — we see this every day. That’s why we’re happy to walk through the comparison with you in detail.
Which rental plan fits my business?
You have a vehicle in mind, but you’re not yet sure which plan is the best way to finance it. No need to worry — we see this every day. That’s why we’re happy to walk through the comparison with you in detail.
Why companies choose ATL
Always a vehicle that fits your needs
With a wide range of modern, high‑quality vehicles, you’ll always find the right solution for your plans.
More than numbers on a page
Your company is more than its balance sheet, which is why we always look at the people behind the wheel of the business.
On the road quickly, without the hassle
A broad selection of top brands is ready for you. We get you moving right away with a plan that works for your business.
Need to scale up suddenly or replace a vehicle temporarily?
Whether you’ve just started or you’re leading a fast‑growing company, we shift gears with you by offering solutions that grow along with your ambitions.
Compare, choose & hit the road
Hire Purchase
You pay a fixed monthly amount for the vehicle. At the end of the term, you purchase it for the remaining value.
When?
You’re looking for a stable, predictable solution that supports your long‑term goals.
Biggest advantage
Your investment is smartly spread across fixed monthly costs. At the end of the term, you become the owner of the vehicle.
Flexibility
Reasonably flexible thanks to fixed contracts tailored to your business.
Rental period
Fixed, longer rental periods starting from 24, 36, or 48 months.
Costs
After the initial deposit, you pay monthly instalments. You can purchase the vehicle by paying the remaining value at the end.
Interest
No separate interest is charged on the vehicle.
Initial contribution
A limited deposit can be used to reduce the monthly amount or even the final purchase sum.
Administration
Minimal administration required.
Long‑Term Rental
You rent a vehicle for an agreed period at a fixed monthly rate.
When?
You need maximum temporary flexibility due to rapidly changing activities or capacity needs.
Biggest advantage
You enjoy maximum peace of mind with only limited obligations.
Flexibility
The highest level of flexibility thanks to the absence of commitments after the rental period.
Rental period
Generally shorter and more flexible terms.
Costs
You pay a fixed monthly rental fee for the duration of the rental period.
Interest
There is no explicit interest included in the rental fee.
Initial contribution
No or very limited upfront contribution required.
Administration
Minimal administration, as invoicing, maintenance and insurance are often centrally arranged.
Financial Lease
You pay fixed instalments on a financed vehicle with a purchase option.
When?
You consciously choose to finance a vehicle over the long term.
Biggest advantage
An interesting option if you want to activate the vehicle on your balance sheet.
Flexibility
Less flexible because you are tied to a long‑term financing agreement.
Rental period
Longer terms linked to the duration of the financing.
Costs
In addition to an upfront payment and fixed‑term instalments, additional costs may apply.
Interest
A clearly defined interest rate applies.
Initial contribution
A higher upfront contribution is required as part of the vehicle financing.
Administration
More administrative follow‑up is needed due to ownership, insurance and accounting requirements.
What is hire purchase?
When you acquire a vehicle through a hire‑purchase plan, you pay a monthly instalment made up of two parts:
- A first part that covers the rental of the vehicle, allowing you to use it immediately.
- A second part that gradually pays off the vehicle over time.
At the end of the agreement, you can become the owner of the vehicle by paying the final purchase amount. In that sense, hire purchase is a form of spread payment.
Curious whether hire purchase is the right fit for your business?
What is the difference between hire purchase and financial lease?
Hire purchase and financial lease are two popular ways to start using a vehicle immediately while keeping the option to become the owner. In both cases, you pay a set amount over a certain period. Still, there are essential differences between the two.
So when should you choose hire purchase, and when is financial lease the better option?
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